The Skinny on Cash ( Self-Pay)
Return to All Cash Practice Offering therapy services for pre-teens, teens, young adults, adults, (parents), seniors & caregivers
Privacy: Paying out-of-pocket offers a higher level of confidentiality, as the insurance company does not have access to your diagnosis, treatment plans, or progress notes.
No Diagnosis Required: Insurance companies often require a mental health diagnosis to cover costs, which is not necessary with cash pay.
Flexibility in Treatment: Cash pay allows the client and therapist more freedom to determine the length and type of treatment, free from the restrictions and session limits sometimes imposed by insurance providers.
- Session Format: Family, Group, Individual
- Demographic Specialty: Experience with diverse population
- Online Sessions Available: HIPAA Secure …Professional Counseling & Support * Secure Online Portal *Challenges as Possibilities *Feel Empowered *Gain Valuable Skills *Discover Strengths *Get Inspired Today
- Treatment Specialties: click here
OPTIONS FOR PAYMENT
“It is essential that individuals are informed about the potential benefits of paying out of pocket for services.”
It is every persons important that you are informed as to the fact that there are Benefits to Paying Out of Pocket for Services-
Reasons people chose to pay out of pocket for service
Ease * Privacy * Power to bypass the system for your benefit
“Cash-pay” or “Self-pay” (as you will see advertised) clients benefit in the following ways:
- avoid the “struggle” that comes from finding an in-network therapist.
- the wait for insurance /billing company approval and copay verification.
- No limitation in number of sessions, and regular time
- More options of licensed therapists to choose from.
- Increased availability in scheduling.
- Life Coaching can is also for people without a traditional diagnosis for insurance purposes.
The Greatest Benefit that I understand from both clients and that I see, as a therapist, is related to PRIVACY.
Insurance
- Using insurance requires a therapist to provide a diagnosis to the insurance company.
- Once this information is shared with the insurance company, the therapist has no further ability to control how that information is used, as it becomes part of your permanent record.
- Choosing to pay for services yourself to maintain your privacy since no diagnosis needs to be shared or made, for insurance payment purposes.
- The adverse piece about insurance is that your diagnosis can impact your future health, life, and disability benefits and premiums should you be unemployed, self -employed, or need to purchase your own benefits.
- As a cash client, you will also know costs upfront and never be met with deductibles, or other costs. This will make it easier for you to budget.
- No limits on number or length of sessions, make it easier for you and your therapist to determine your needs together should they change.
- There is no contractual obligation with the insurance company. If there is a need for a sliding scale, student, or other rate are options.
- Teletherapy gives me an opportunity to work remotely with all of my clients and not be held to any insurance plan change. In addition, I can hold groups, or speaking engagements should that suit your need.
- You have the power to bypass the system and choose to be a cash pay client today. Feel free to inquire about this today! This is a choice for you and about you, alone!
More to think about when weighing your options…
Advantages to paying out of pocket for Therapy
* Information is only shared with your with whom you desire to have it shared with unless an emergency arises.
*Aside from less documentation, you may encounter less wait times, and have an easier time making appointments with a therapist that can focus more on patient satisfaction.
*This is not to say you should not use your coverage. Referrals are available ~ check out psychology today, Zocdoc and Theravive.
Please verify coverage by connecting with me via Inspireamind.net or Inspireamind.net@protonmail.com or going to https://headway.co/providers/marcy-abramsky *As I utilize Headway for my insurance billing.
Please note a diagnosis must be present to warrant treatment.
“Identify your problems but give your power and energy to solutions.”
– Tony Robbins
Please Note the Cancellation Policy:
Please give at least 24 hours’ notice to cancel your scheduled therapy appointment, to avoid any possible fees associated with no show or late cancelation charges. As it can be hard to fill in your saved appointment time this fee could be up to the full cost of the session.
